Will using Tatton change how I can access my portfolio?
No. We will manage portfolios through investment platforms that you and your Financial Adviser already use. The advantage of using an investment platform is that your MPS, BPS or AIM portfolio stays where it is – we don’t take ‘custody’ of your investments, we just manage them. This gives you greater flexibility and control over your money, and of course reduces charges and prevents any unwanted costs.
How do I invest with Tatton?
If, following a recommendation from your Financial Adviser, you decide to appoint Tatton, once the agreement is signed, we will write to you to confirm the appointment, your portfolio choice and risk profile. We will email you an investment report every quarter and you can access your portfolio at any time as you would before appointing Tatton. You can also choose to receive investment updates in video and in writing to keep you up to date when investment markers are doing well and also when they are troubled.
Can I contact Tatton to discuss my portfolio?
If you want to discuss your investment portfolio the best place to start is with your Financial Adviser, since they are familiar with your personal finances. We are investment managers and cannot provide financial advice. We are very happy to answer any questions you might have through your Financial Adviser or with them present.
How are portfolios managed through an investment platform?
As the investment manager, Tatton makes adjustments to our portfolios through periodic updates and rebalances. Rebalancing a portfolio is to realign investments in a portfolio to ensure they remain aligned to the investment goals and objectives and risk profiles agreed with a financial adviser that has recommended Tatton.
Whilst Tatton does not have fixed portfolio update and rebalance dates, we make changes to portfolios generally once each quarter. These changes can be small r to bring the portfolios into line with our target asset allocations or larger adjustments if we believe market conditions necessitate bigger changes. During a portfolio update and rebalance our operations team build new portfolios on each of the platforms and then trade the old portfolios into the new ones.
In 2016 we introduced the Overlay Strategy on our Managed and Core Portfolios to reduce the risk of operational delays and improve trading efficiencies. Taking the form of a fund, the investment team build portfolios on a client’s chosen platforms with half invested directly into funds and the remainder duplicated in the Overlay Strategy. We use this feature to allow us to purchase closed funds, new funds and assets that are not tradable on a platform, but can be held in a fund such as Exchange Traded Funds (ETFs) – a valuable diversification tool. It also reduces operational platform risk by allowing us to execute fund trades within an update and rebalance more efficiently.