Money Market risk profile

A new risk profile.

Concerns and investor fatigue from market volatility, coupled with rising interest rates have made high street deposit accounts attractive to lower risk investors for the first time in over 15 years. Rather than just shielding investments from equity risk for no real gain, cash can now offer a ‘reasonable’ return.

However to access cash returns most clients assume that they need to remove invested capital from platform based portfolios and put the money on deposit with a bank – an assumption made more attractive by the disappointing returns on cash offered by most platforms. The challenge is that, like any market timing decision, once money is removed from a portfolio and is placed on deposit, moving the money back into a portfolio becomes more difficult – particularly for lower risk investors.

Our new risk profile offers the potential for clients to receive a return on cash that tracks the Bank of England base rate more closely than most instant access UK bank deposit accounts. We believe that for many clients the main driver for moving assets is making more money not security of provider, such as a bank, therefore providing the potential for a ‘don’t have to do anything for the same return’ alternative is attractive and offers value.

Please download the brochure or watch the video for more information.

If you have any questions please contact your Business Development Director or email [email protected]